The Scoreboard

The Scoreboard — ranked by Reality Score

80 scored

8 Real

34 Mixed

21 Thin

17 Bogus

Crypto prices: build-time snapshot — refreshing live… Stock prices: dated snapshots from the last board build. Scores are set on review day and change only on a re-check.

Crypto Scoreboard

#	Name	Reality Score	Price	24h %	7d %	Market Cap	Volume 24h	Last 7 Days
1	Hyperliquid HYPE SNAPSHOT	88Real	$72.18	▼ 2.5%	▼ 13.3%	$17.3B	$1.5B
Hyperliquid is a perpetuals exchange running on its own blockchain; trading fees fund buybacks of the HYPE token through its Assistance Fund. Market cap $18.4B · as of Nov 8, 2026 Founder: Jeff Yan The claim — ~$1.05B a year in fees at the current run-rate, with ~99% routed to the buyback (Assistance Fund) The real math — The Assistance Fund bought 815K HYPE in the last 30 days (~10M/yr at ~$84) against ~10M/yr of staking emissions — the burn is still ahead, by a thinner margin than at lower prices; staking pays ~2.2% Why this rank — Fee-funded buys (~815K HYPE in the last 30 days, ~10M/yr at ~$84) still outrun staking emissions (~10M/yr); the ~2.2% survives the inflation check — by a thinner margin than the old ~25M/yr lifetime pace implied. Real revenue, really burned — run by a validator set you have to trust. Checked Nov 4, 2026Read the score post
2	Bitcoin BTC SNAPSHOT	85Real	$73,634	▼ 1.4%	▼ 4.3%	$1.48T	$31.8B
Bitcoin is the original cryptocurrency — a coin on its own proof-of-work chain, with supply capped at 21 million in code since 2009 and no issuing company. Market cap $1.52T · as of Nov 8, 2026 Founder: Satoshi Nakamoto (pseudonymous) The claim — Digital gold — supply absolutely capped at 21M, scarce on a fixed schedule, backed by real-world energy expenditure, and controlled by no one who can print more or release a hidden tranche The real math — 0.0% — holders earn nothing; supply grows 0.82%/yr Why this rank — The cap is real and nobody holds the keys — holders fund the energy backing at 0.82%/yr, earn 0%, and fees cover 0.65% of the guards' pay. The claim is the ledger — the one scarcity story with no asterisk, priced with a zero where the yield goes. Checked Nov 5, 2026Read the score post
3	Aave AAVE SNAPSHOT	84Real	$124.40	▼ 4.8%	▼ 0.4%	$1.9B	$233M
Aave is a decentralized lending protocol — users deposit crypto and others borrow against collateral — and AAVE is its token. Market cap $1.99B · as of Nov 8, 2026 Founder: Stani Kulechov The claim — Aave's lending yield comes from real borrowers The real math — $16.1B deposited against $11.6B borrowed (Oct 30, 2026) — real loan demand under the yield; the hacker's $44.6M borrow was one wallet, not the model Why this rank — Borrowers pay it: $16.1B deposited against $11.6B actually borrowed. No emissions makeup. Real yield, real buyback — with a revolving door. Checked Oct 30, 2026Read the score post
4	Maple Finance SYRUP SNAPSHOT	80Real	$0.1353	▼ 1.1%	▼ 12.6%	$158M	$7M
Maple Finance is an on-chain lending platform for institutional borrowers; syrupUSDC is its yield-bearing dollar product and SYRUP is its token. Market cap $157M · as of Nov 8, 2026 Founder: Sid Powell & Joe Flanagan The claim — ~5% on syrupUSDC The real math — The ~5% is borrower-paid interest on overcollateralized loans with zero emissions makeup — while the SYRUP token itself fell ~58% in a year as the loan book grew Why this rank — ~5% is borrower-paid interest with zero emissions — the yield is real even though the token's slice is thin. Real yield, thin slice. Checked Nov 4, 2026Read the score post
5	TRON TRX SNAPSHOT	76Real	$0.3171	▼ 0.0%	▼ 1.7%	$30.1B	$286M
TRON is a blockchain used mainly for stablecoin transfers — about $93.6B of stablecoins, almost all USDT, sit on its rails — and TRX is its native coin. Market cap $30.4B · as of Nov 8, 2026 Founder: Justin Sun The claim — Real fees and a burned, honest supply The real math — ~$93.6B of stablecoins — almost all USDT — ride Tron's rails; fee burns roughly offset issuance, keeping supply pinned around 95B TRX Why this rank — Real fees; burns roughly offset issuance, supply pinned ~95B. The discount is founder risk, not fake yield. Real rails, founder risk. Checked Oct 29, 2026Read the score post
6	Monero XMR SNAPSHOT	70Mixed	$565.92	▼ 0.7%	▼ 10.2%	$10.7B	$160M
Monero is a privacy-focused cryptocurrency — a coin on its own chain whose transactions hide the parties and amounts by design — mined with a small, fixed tail emission. Market cap $11.5B · as of Nov 8, 2026 The claim — Monero is finished — delisted and banned out of relevance The real math — Tail emission is 432 XMR/day (~157,700/yr ≈ 0.84% inflation, falling every year) — and the price rose ~75% in a year to ~$608, an $11.5B market cap Why this rank — Delisted by the majors and up ~75% in a year anyway — a fixed 0.84%/yr tail emission that falls every year, no company to subpoena, and privacy that actually works; holders earn 0% and access is the tax. Legit product, bogus obituary. Checked Oct 26, 2026Read the score post
7	Meteora MET SNAPSHOT	68Mixed	$0.3087	▼ 2.5%	▲ 14.9%	$174M	$15M
Meteora is a liquidity protocol on Solana built around dynamic liquidity market maker (DLMM) pools; MET is its token. Market cap $171M · as of Nov 8, 2026 Founder: Ben Chow & Meow The claim — MET holders share in real DLMM trading fees The real math — $1.55B of all-time fees ($31.7M in the last 30 days) — but the slice that reaches MET holders is a thin drip Why this rank — $1.55B of all-time fees are real; what reaches holders is a thin drip, and 43.6% of supply is still unissued. Real fees, thin drip. Checked Oct 30, 2026Read the score post
8	Orca ORCA SNAPSHOT	66Mixed	$1.27	▼ 5.9%	▼ 9.5%	$77M	$8M
Orca is a decentralized exchange on Solana, now merged with Loopscale as Formation; a slice of its swap fees funds buybacks of the ORCA token for stakers — a slice tokenholders have voted to cut from 40% to 10%. Market cap $82.3M · as of Nov 8, 2026 Founder: Yutaro Mori & Grace Kwan The claim — Stakers' buyback is funded by the fees — a 40% slice of the protocol share, with an approved vote cutting it to 10% The real math — $65.7M of swap fees in 12 months funds a staker buyback of ~$3.2M/yr at the live 40% slice (~$3.8M/yr at the current 30-day fee pace); the re-run vote passed 99.9% to cut the slice to 10% — ~$0.8M/yr — plus a discretionary team buyback account of the same size. Approved Oct 2026, not yet implemented as of Nov 4: Orca's docs still show 40%. Why this rank — Real $65.7M fee year, running at a ~$79M pace — but the vote to cut the stakers' buyback slice from 40% to 10% passed, and ~$0.8M/yr is what stakers are guaranteed once it lands. Real fees, cut slice — approved, not yet landed. Checked Nov 4, 2026Read the score post
9	Pons PONS SNAPSHOT	66Mixed	$0.1519	▼ 0.2%	▼ 24.9%	$102M	$20M
Pons is a token launchpad — new tokens launch and trade there for a fee — and PONS is its token. Market cap $104M · as of Nov 8, 2026 The claim — $200M in launchpad fees, shared back to holders via buyback-and-burn The real math — Per $100 traded: $1.00 fee → $0.24 buys back and burns PONS, $0.06 runs the company — the buyback is the entire holder "yield"; ~33% of supply already burned Why this rank — Fees are real ($0.24 of every $1 fee buys back and burns) — but the buyback is the entire yield, and the volume is rented. Real revenue, rented volume. Checked Oct 27, 2026Read the score post
10	Aerodrome AERO SNAPSHOT	65Mixed	$0.5413	▼ 2.1%	▼ 12.4%	$158M	$24M
Aerodrome is a decentralized exchange on the Base blockchain, where traders swap tokens and projects pay incentives to attract liquidity; since the October 2026 Aero merger, its rewards are allocated continuously against predicted pool revenue instead of weekly emissions votes. Market cap $181M · as of Nov 8, 2026 Founder: Alexander Cutler The claim — 100% of trading fees and bribes go to AERO lockers The real math — Fees run at ~$10.5M in the last 30 days (~$125M/yr pace, in line with the $124.4M trailing year) — and the Aero merger's fix is live (Oct 22, 2026): Predictive Allocation caps USD rewards at 1.2× each pool's predicted revenue, about $0.83 back per $1 minted vs ~50¢ in the last pre-merger epochs Why this rank — The fee machine is real (~$125M/yr pace), and the merger fix is live: Predictive Allocation caps rewards at 1.2× predicted revenue — ~83¢ back per $1 minted, vs ~50¢ before it. Legit machine — the printer fix shipped, and the early math says 83¢ back per $1 printed. Proof period is still weeks, not months. Checked Nov 8, 2026Read the score post
11	Geodnet GEOD SNAPSHOT	64Mixed	$0.2277	▼ 3.7%	▼ 3.6%	$172M	$2M
Geodnet runs a global network of satellite-positioning base stations; station operators earn the GEOD token and the network sells positioning data. Market cap $177M · as of Nov 8, 2026 Founder: Mike Horton The claim — Up 88% on money it actually earns — and a staking deal paying a 20% bonus The real math — Revenue grew $389K (Q3 2024) → $2.78M (Q3 2026), and 80% of it buys back and burns GEOD — but the 20% staking bonus is paid in printed tokens Why this rank — Revenue is real and growing, 80% buys back and burns — but the 20% staking bonus is printed tokens. Legit business, printed yield. Checked Oct 27, 2026Read the score post
12	Railgun RAIL SNAPSHOT	64Mixed	$1.90	▼ 6.2%	▼ 12.1%	$114M	$165,667
Railgun is a privacy protocol that lets users shield tokens and transact privately on Ethereum and other chains; RAIL is its governance token. Market cap $130M · as of Nov 8, 2026 Founder: Pseudonymous team The claim — Stake RAIL and earn a share of real protocol fees — 0.25% deducted on every shield and unshield, paid out to active governors The real math — The fees are real (users paying for privacy, in real assets): $332,734 in the last 30 days (~$4.0M/yr run rate, $14.1M all-time, DefiLlama). Every two weeks 4.2% of the treasury is allocated pro-rata to stakers who locked RAIL and evaluated protocol requests, paid in WETH/DAI/RAIL. Distributions ran ~$987K in 2025 and $361K in Q1 2026 — about 36% of fee income — against ~$88M of RAIL in the staking contracts, roughly 1.6% a year of real yield. No emissions fund it. Price $2.11 is 63% below the $5.66 ATH, and 24h volume is only ~$124K. Why this rank — A real 0.25% fee on every shield and unshield — about 36% of it reaches stakers One of DeFi's cleanest fee-share designs — a real toll, really shared — carrying the industry's heaviest regulatory cloud. Checked Nov 7, 2026Read the score post
13	Uniswap UNI SNAPSHOT	64Mixed	$6.68	▼ 3.5%	▼ 5.7%	$4.1B	$456M
Uniswap is the largest decentralized exchange — an automated-market-maker protocol where liquidity providers fund trading pools and earn the swap fees; UNI is its governance token, issued on Ethereum, which since December 2025 receives a slice of protocol fees through an on-chain burn. Market cap $4.24B · as of Nov 8, 2026 Founder: Hayden Adams The claim — UNI now captures Uniswap's fee machine — and is deflationary The real math — $931M of swap fees in the last 12 months; $62.1M captured for UNI holders since the fee switch flipped on Dec 28, 2025 (~6.7% of the year's fees; $8.2M in the last 30 days, a ~$98M/yr run rate ≈ 2.2% of the $4.43B market cap burned a year) — but fee burns run ~1.1M UNI a month against the treasury's 20M UNI/yr growth budget to Uniswap Labs, so circulating supply (~624M) still grows while total supply (886.4M) shrinks Why this rank — Real $931M fee machine now burns ~$98M/yr of UNI for holders — about a fifteenth of the fees — but the treasury's 20M UNI/yr Labs budget still outruns the ~13.6M UNI burned in ten months, so the float grows. Legit machine, thin slice. Checked Nov 4, 2026Read the score post
14	Beefy BIFI SNAPSHOT	62Mixed	$57.74	▼ 2.1%	▼ 10.6%	$5M	$3,125
Beefy is a yield aggregator whose vaults auto-compound DeFi returns for a performance fee; BIFI is its token, with a fixed supply of 80,000. Market cap $4.91M · as of Nov 8, 2026 Founder: Pseudonymous team The claim — Stake BIFI and earn a share of real protocol revenue — no emissions, on a fixed supply of 80,000 The real math — The share is real: the BIFI Pool pays ~4.6% APR in ETH and the BIFI Vault ~4.7% APY auto-compounded, funded entirely by vault performance fees (most vaults charge 4.5% of harvests; 3 of those points go to stakers). But the pot is small and shrinking: $82,222 of fees in the last 30 days (~$1M/yr run rate) on $98M TVL, down from a $1.30B peak in Nov 2021 — against a $4.87M market cap and only ~$27K of daily trading volume. The honest model, in a melting business — real revenue, shared for real, on a token you can barely trade. Checked Nov 10, 2026Read the score post
15	Fluid FLUID SNAPSHOT	62Mixed	$1.96	▼ 0.8%	▼ 4.6%	$164M	$2M
Fluid is a DeFi lending protocol whose revenue flows to a treasury; the FLUID token's value capture is a treasury buyback program. Market cap $181M · as of Nov 8, 2026 Founder: Sowmay Jain & Samyak Jain The claim — Up to 100% of protocol revenue buys back FLUID The real math — Revenue is real: ~$556K reached the treasury in the last 30 days (DefiLlama), ~$6.7M annualised against a $206M FDV (~31×). Buybacks spent $4.75M and retired ~1.3% of supply into the treasury between Oct 2025 and Q1 2026 — then stopped: $0 in Q2 and Q3 2026 while revenue repaid the $19.3M Resolv bad debt. Bought-back tokens are held in the treasury, not burned. Supply is fully unlocked, no cliffs. A real lending business with a real buyback — currently paused, unburned, and one governance vote from whatever comes next. Checked Nov 9, 2026Read the score post
16	Chainlink LINK SNAPSHOT	58Mixed	$10.38	▼ 1.9%	▼ 4.5%	$8.0B	$261M
Chainlink is a decentralized oracle network that feeds off-chain data to blockchains; LINK is its token, and staking pays a fixed rate out of a pre-funded rewards vault. Market cap $8.17B · as of Nov 8, 2026 Founder: Sergey Nazarov & Steve Ellis The claim — Stake LINK, earn about 4.32% APY The real math — Rewards are fixed-rate emissions from a pre-funded vault out of the unreleased 23% of supply; the fee-funded share today rounds to zero. Network revenue (~$4.3M/30d) would cover the ~$1.9M/mo emission cost but is routed to node operators and the Reserve, not stakers. Community pool is capped and full; 28-day unbond. Why this rank — Real revenue, wrong pocket: the network earns ~$4M+/mo but staker yield is paid from a pre-funded emissions vault. Real business, printed yield — the network earns; the staker is paid by the reserve and by non-stakers' shrinking share. Checked Nov 4, 2026Read the score post
17	Marinade MNDE SNAPSHOT	58Mixed	$0.0217	▼ 3.3%	▼ 7.6%	$12M	$97,923
Marinade is a liquid staking protocol on Solana — stake SOL, receive mSOL — and MNDE is its governance token. Market cap $12.4M · as of Nov 8, 2026 The claim — MNDE captures the value of one of Solana's biggest staking protocols — real revenue, shared with holders through buybacks The real math — Marinade earns real money — about $1M in Q3 2026 (DefiLlama 30d revenue $409,345, a ~$4–5M/yr run rate) from SAM validator bids and Select fees on 7.94M SOL staked. MNDE's slice is 10% of auction fees under MIP-22: Q3 buybacks were 4.2M MNDE for 906.6 SOL (~$100K), only to locked holders — ~3% of the $12.8M market cap a year. The policy is revocable: buybacks ran at 50% of fees in late 2025, were paused entirely by MIP-17 (Dec 2025–Jul 2026), then restarted at 10%. Supply is clean: 700M fixed after a 300M burn, mint disabled, no unlock cliff. A real business with a real buyback — the token just gets a thin, pausable slice of it. Checked Nov 9, 2026Read the score post
18	Ethereum ETH SNAPSHOT	55Mixed	$2,059	▼ 2.8%	▼ 9.1%	$251.8B	$14.1B
Ethereum is a smart-contract blockchain and ETH is its native coin; staking locks ETH to secure the network and pays a yield of about 2.6%. Market cap $272B · as of Nov 8, 2026 Founder: Vitalik Buterin The claim — "Ultrasound money": deflationary ETH with a ~2.6% staking yield The real math — Jan–Oct 2026: 796,623 ETH issued vs 16,524 burned; supply +~0.88%/yr; ~90% of the ~2.6% staking yield is new issuance Why this rank — ~90% of the staking yield is issuance; the burn covers ~2% of new supply. Real yield ≈1.7%, not 2.6%. The machine works; the money story doesn't — right now. Checked Nov 1, 2026Read the score post
19	Kinetiq KNTQ SNAPSHOT	52Thin	$0.2984	▼ 25.6%	▼ 39.4%	$97M	$8M
Kinetiq is a liquid staking protocol built on Hyperliquid; KNTQ is its token, and protocol revenue buys KNTQ back on the open market. Market cap $153M · as of Nov 8, 2026 Founder: Justin Greenberg The claim — Real yield and real buybacks back the KNTQ token The real math — Protocol revenue is real ($230K/30d; $3.35M last year) and 70% of it buys KNTQ on the open market — about 232,000 tokens a month at the current pace. From Nov 27, 2026, a 310M insider unlock releases ~12.9M a month for 24 months: roughly 56 tokens become sellable for every 1 the buyback retires. FDV $530M is ~192x annualized protocol revenue. (kHYPE's separate 1.86% is disclosed chain emissions, minus a 10% performance fee governance added in 2026.) Why this rank — Real revenue and real buybacks, honestly disclosed — outweighed 56-to-1 by the insider unlock starting Nov 27. Legit protocol, honest yield — priced like the unlock isn't coming. Checked Nov 3, 2026Read the score post
20	Solana SOL SNAPSHOT	48Thin	$83.35	▼ 3.2%	▼ 9.4%	$49.3B	$2.9B
Solana is a smart-contract blockchain and SOL is its native coin; staking SOL pays a headline yield of about 5.3–6.4%. Market cap $52.6B · as of Nov 8, 2026 Founder: Anatoly Yakovenko & Raj Gokal The claim — A ~6% staking yield The real math — Headline 5.3–6.4%, but ~85–90% of it is newly printed SOL and only ~10–15% is real fees/tips — about 2% in the hand after inflation Why this rank — Usage is real; the 6% headline is 85–90% printed SOL. About 2% survives inflation. Real usage crown; the 6% yield is mostly printed SOL. Checked Oct 31, 2026Read the score post
21	Cardano ADA SNAPSHOT	44Thin	$0.1756	▼ 0.9%	▼ 6.3%	$6.6B	$204M
Cardano is a proof-of-stake blockchain; ADA is its native coin, and staking pays about 2.12% a year with no lockup. Market cap $6.75B · as of Nov 8, 2026 Founder: Charles Hoskinson The claim — ~2.12% staking APY, paid every epoch (5 days), no lockup, no slashing The real math — ~452M ADA a year (~$86M) reaches stakers, paid out of the reserve release (~778M ADA/yr, 2.0% of supply); fees cover ~9% of the bill trailing and ~5% at the current run-rate, so the real yield after dilution is about +0.1% — staking is dilution defence. The reserve halves roughly every 6 years and the APY glides toward ~1% by the early 2030s unless fees multiply; no cliff is possible under the published schedule. Why this rank — Fees cover ~9% of the staking bill; the ~2.12% APY is reserve emissions — real yield ~+0.1%, with no cliff and the cleanest schedule in crypto. Honestly documented emissions on the cleanest schedule in crypto — and a yield that still earns nothing. Checked Nov 5, 2026Read the score post
22	LayerZero ZRO SNAPSHOT	44Thin	$1.58	▲ 6.7%	▼ 14.2%	$631M	$59M
LayerZero is a cross-chain messaging protocol — the pipes that carry proof between blockchains, across 165 networks — and ZRO is its token, an ERC-20 issued on Ethereum; its OFT standard is how assets like USDT0 and PYUSD exist on many chains as one supply. Market cap $632M · as of Nov 8, 2026 Founder: Bryan Pellegrino & Ryan Zarick The claim — ZRO captures the value of the dominant cross-chain messaging network — $260B moved, with a fee switch that buys back and burns ZRO The real math — Messaging fees were $2.24M in the last 12 months and ZRO's protocol share is exactly $0 (~100% goes to the DVNs and Executors who verify and deliver messages); the fee switch has failed on quorum 4 times, and live capture is ~$3.4M of cumulative Stargate-funded buybacks against a Nov 20, 2026 unlock of 23.63M ZRO (~$43M) — one month of unlocks is ~12–13x all those buybacks Why this rank — Real fees, zero capture — $2.2M a year of messaging fees pays the operators and ZRO's share is $0; the fee switch is 0-for-4 on quorum, and the live Stargate buyback (~$3.4M all-time) runs at about a thirteenth of one month's unlocks. Legit pipes, disconnected token. Checked Nov 6, 2026Read the score post
23	Across Protocol ACX SNAPSHOT	42Thin	$0.0441	▲ 1.4%	▼ 3.0%	$31M	$671,551
Across is an intent-based bridge that moves assets between blockchains — more than $40B to date — and ACX was its token. Market cap $30.6M · as of Nov 8, 2026 Founder: Hart Lambur The claim — Stake ACX and provide bridge liquidity to earn rewards from a top intent-based bridge — $40B+ moved, fees on every transfer The real math — The fees are real — $18.9M all-time on DefiLlama — but ACX holders' share of them is $0: no fee switch ever shipped (the MiCA white paper says the token carries no entitlement to any financial return), and every staking/LP payout was ACX distributed from treasury allocations. Fees are collapsing too — $2.05M in the last year, just $87K in the last 30 days. The token's remaining value is a redemption ticket: 1 share of AcrossCo or $0.04375 in USDC, holder's choice, until January 8, 2027 — after which ACX is worth zero by announcement. Price $0.0440 sits 0.6% above the buyout. Why this rank — Real fees ($18.9M lifetime) flowed to LPs and relayers, never to ACX; staking paid treasury emissions — and the token now carries a printed expiry date: convert or sell by Jan 8, 2027, at the company's $0.04375. A real bridge that never paid its token — the exit is honest, funded, and final. Use it before it expires. Checked Nov 6, 2026Read the score post
24	Kamino KMNO SNAPSHOT	40Thin	$0.0322	▼ 3.1%	▼ 1.8%	$192M	$5M
Kamino is the largest lending protocol on Solana — users lend and borrow crypto there — and KMNO is its token. Market cap $197M · as of Nov 8, 2026 Founder: Marius Ciubotariu The claim — Stake KMNO and boost your rewards from Solana's biggest lending protocol — the token of a $257M-fee business The real math — Kamino collected ~$4.8M in user fees in the last 30 days and $257M all-time (DefiLlama), keeping ~$623K/30d (~$7.5M/yr). Paid to KMNO holders in the last 30 and 90 days: $0 — fee switch off, no buybacks, no burns, no dividends. KMNO staking pays no yield: it multiplies points (30% base, +0.5%/day, 300% cap) that convert into more KMNO from the fixed incentive pool. Meanwhile insiders vest ~229M KMNO/month (~$7.4M) through early 2027. A real business with a decorative token — the fees are real, the claim on them is zero. Checked Nov 7, 2026Read the score post
25	PPudgy Penguins PENGU WEEKLY	38Thin	—	—	—	$397M	—	—
PENGU is the token of Pudgy Penguins, an NFT brand that also sells toys and licensed products in retail stores. Market cap $397M · as of Nov 8, 2026 Founder: Luca Netz The claim — Owning PENGU shares in the Pudgy Penguins toy and licensing empire The real math — Token holders receive $0 of toy/licensing revenue; the company reported 1M+ toys and $13M+ in retail sales by mid-2025 Why this rank — Real toys, real sales — the token's cut is $0, by its own terms Real brand, real toy sales — token holders get $0 of it. Checked Oct 31, 2026Read the score post
26	Akash AKT SNAPSHOT	38Thin	$0.6102	▼ 2.6%	▲ 2.7%	$183M	$3M
Akash is a decentralized cloud marketplace where tenants rent computing power from providers; AKT is its native coin and staking pays about 4.12%. Market cap $188M · as of Nov 8, 2026 Founder: Greg Osuri & Adam Bozanich The claim — ~4.12% staking yield paid by a working decentralized cloud marketplace The real math — Staking pays 4.12% against the chain's own live inflation parameter of 4.00% — a real yield of roughly zero; you stake to avoid dilution, not to get ahead. The chain mints ~12.0M AKT a year (~$7.0M), 70% of distribution goes to the community pool, and all stakers split ~$2.1M. The entire marketplace did $2.06M of lease fees in a year (DefiLlama, gross tenant-to-provider flow), and the take rate that once skimmed it was retired in March 2026; its BME replacement netted ~zero burn. Proposal 346 (passed Nov 2, 2026) then voted to migrate AKT to Solana and end this staking program with the chain itself. Why this rank — Staking pays 4.12% against 4.00% inflation — ~0% real; marketplace fees cover under a third of the print and Proposal 346 ends the program by migrating to Solana. Staking here is dilution defence, not income — and the program paying it has an expiry date. Checked Nov 5, 2026Read the score post
27	XRP XRP SNAPSHOT	35Thin	$1.06	▼ 3.2%	▼ 15.7%	$67.3B	$2.3B
XRP is the native coin of the XRP Ledger, a payments blockchain; Ripple, the company behind it, holds about a third of the supply in escrow and releases it monthly. Market cap $73.2B · as of Nov 8, 2026 Founder: Chris Larsen & Jed McCaleb The claim — Capped, deflationary, and earn-ready — 100B max supply, a fee burn shrinking it, and APYs on every major exchange The real math — The burn has destroyed 14.4M XRP in 14 years (0.014% of supply, ~1M/yr) while escrow net-releases ~300M a month — 3.6B in the last year, about $4.6B at $1.28 — growing the float ~5.7%/yr out of a 31.1B escrow controlled by the company that holds ~36% of all XRP. XRP pays no native yield: the biggest exchange's flexible rate is under 1%, paid from its own funds. Why this rank — A real network with a printed float — the cap is real and the schedule is honest, but ~300M XRP a month leaves Ripple's escrow for good, the burn erases 0.014% of supply per decade-and-a-half, and the coin itself pays 0%. Price the drip, not the slogan — the scarcity story ends at Ripple's escrow door. Checked Nov 4, 2026Read the score post
28	World Liberty Financial WLFI SNAPSHOT	31Bogus	$0.0470	▼ 2.0%	▼ 3.0%	$1.5B	$29M
World Liberty Financial is the Trump-family-backed DeFi platform behind USD1, a top-six dollar stablecoin, and WLFI is its governance token — holders vote on proposals but hold no claim on the platform's revenue. Market cap $1.49B · as of Nov 8, 2026 Founder: Chase Herro & Zak Folkman The claim — The governance token of the Trump-backed World Liberty platform — a top-6 stablecoin (USD1) and ~$129M a year of tracked revenue The real math — DefiLlama tracks ~$129M of revenue over the trailing 12 months (~$11.5M in the last 30 days), mostly interest on USD1's $3.72B of reserves. The Gold Paper assigns 75% of net protocol revenue to DT Marks DEFI LLC (Trump family) and 25% to the founders' company; public holders are expressly owed $0. Offsets: an LP-fee buyback-and-burn (~55M WLFI burned by the program) and, since Oct 2026, a fixed $1.25M USD1 staking pool for 180-day lockers. Price $0.0477 is 85.6% below the Sep 2025 ATH and at its all-time low. Why this rank — Real revenue, holder share $0 — the Gold Paper sends 75% of net revenue to the family vehicle The business is real. The contract pays the family and the founders — holders are written in for $0. Checked Nov 4, 2026Read the score post
29	Dogecoin DOGE SNAPSHOT	30Bogus	$0.0684	▼ 1.9%	▼ 7.6%	$10.7B	$483M
Dogecoin is a proof-of-work memecoin — a coin on its own chain — with no supply cap; about 14.4M new DOGE are mined every day. Market cap $11.1B · as of Nov 8, 2026 Founder: Billy Markus & Jackson Palmer The claim — $1 Dogecoin, carried by fixed, predictable issuance The real math — 14.4M new DOGE/day ≈ $1.09M/day (~$397M/yr) of fresh supply someone must buy just to hold price; inflation ~3.36%/yr Why this rank — No yield promised — but the $1 math needs ~$397M a year of fresh buying, forever, just to stand still. Not a scam — a metronome. Checked Nov 1, 2026Read the score post
30	Wormhole W SNAPSHOT	28Bogus	$0.0107	▼ 0.3%	▼ 1.4%	$72M	$11M
A bridge protocol that moves assets between 30+ blockchains — real infrastructure, used by serious names. Market cap $71.8M · as of Nov 8, 2026 Founder: Saeed Badreg The claim — A ~4% staking yield (W 2.0 governance staking) The real math — Protocol revenue is not disclosed; ~$993K of cumulative tracked fees and $0 retained revenue — the ~4% is variable emissions, not a cut of revenue Why this rank — ~4% staking yield is variable emissions; tracked protocol revenue retained is $0. Legit pipes, unproven payday. Checked Oct 25, 2026Read the score post
31	Monad MON SNAPSHOT	26Bogus	$0.0165	▼ 0.9%	▼ 7.0%	$195M	$13M
Monad is a new high-performance blockchain; MON is its native coin, and staking pays roughly 9.25%. Market cap $192M · as of Nov 8, 2026 Founder: Keone Hon & James Hunsaker The claim — ~9.25% staking yield on a 10,000 TPS chain with $910M locked The real math — The yield is 100% block issuance — ~2B new MON a year (~2% inflation) against $2.53M of fees collected in the chain's entire first year (~7% coverage; the fee burn offsets a rounding error). On Nov 24, 2026 the one-year cliff releases ~16.6B insider tokens — ~140% of the 11.83B circulating — with vesting to 2029. Price $0.0175 is 32.5% below the $0.025 public sale and 64% below the ATH. Why this rank — The 9%+ staking yield is printed — ~2B new MON a year against $2.5M of all-time fees — and on Nov 24 a ~16.6B cliff lands on an 11.8B float. Elite chain, printed yield — the float meets a 16.6B-token cliff in three weeks. Checked Nov 4, 2026Read the score post
32	Plasma XPL SNAPSHOT	24Bogus	$0.0524	▲ 2.2%	▼ 14.6%	$250M	$25M
Plasma is a Layer 1 blockchain built for stablecoin transfers, with zero-fee USDT transfers as its headline feature; XPL is its native coin, used for gas and meant for validator staking. Market cap $259M · as of Nov 8, 2026 Founder: Paul Faecks & Christian Angermayer The claim — A 10 billion supply and a fee burn that makes XPL the capture token for a $1.26B stablecoin chain The real math — Chain fees were $292 in 24 hours, $6,953 in 30 days and ~$270,637 in the chain's entire life (DefiLlama, checked Nov 1, 2026) — against 227.8M XPL unlocking every month (~$16.2M at $0.071), roughly $2,300 of newly sellable tokens for every $1 of fee value burned; one month of unlocks equals about 194 years of fee revenue at the current pace. Market cap $339M against an ~$83,000 annualized fee run-rate. Why this rank — Real stablecoin chain, microscopic capture — $292 a day of fees against 227.8M XPL (~$16.2M) unlocking every month until Sep 2028. The chain works; the token's math doesn't — unlocks outrun fees roughly 2,300 to 1. Checked Nov 5, 2026Read the score post
33	Kaspa KAS SNAPSHOT	22Bogus	$0.0298	▼ 0.0%	▼ 2.1%	$829M	$10M
Kaspa is a proof-of-work cryptocurrency — a coin on its own chain — built for fast block times; miners earn newly issued KAS plus transaction fees. Market cap $806M · as of Nov 8, 2026 Founder: Yonatan Sompolinsky The claim — A fast proof-of-work chain whose users would pay miners in fees The real math — Emission ~1.78M KAS/day ≈ $58K/day; total fees ~2,321 KAS/day (under $100) — fees are ~0.13% of miner income Why this rank — Fees cover ~0.13% of miner income; ~$58K a day of new coins does the paying. Legit chain, empty cash register. Checked Nov 2, 2026Read the score post
34	Crypto.com / Cronos CRO SNAPSHOT	20Bogus	$0.0473	▼ 1.9%	▼ 4.9%	$2.4B	$6M
Crypto.com is a crypto exchange and app; CRO is the token of its Cronos chain, and its Earn product pays rewards to users who lock up crypto. Market cap $2.44B · as of Nov 8, 2026 Founder: Kris Marszalek The claim — 70 billion CRO were burned "forever" in 2021 — and Earn rewards pay you to lock CRO The real math — Governance voted the 70B back into existence in 2025; it now vests at ~1.167B CRO/month (≈$60M/month) while reward rates keep getting cut Why this rank — The 70B 'burned forever' tokens were voted back and now vest ~$60M a month while Earn rates get cut. Legit company, pencil-written token. Checked Oct 31, 2026Read the score post
35	Helium HNT SNAPSHOT	18Bogus	$0.2522	▼ 2.0%	▼ 22.4%	$51M	$4M
Helium is a decentralized wireless network of user-run hotspots; HNT is the token hotspot operators earn for providing coverage. Market cap $61.1M · as of Nov 8, 2026 Founder: Amir Haleem The claim — HNT halvings and a 223M hard cap make the supply deflationary The real math — HIP-149's supplement mints ~196,000 HNT/day — about 10× post-halving protocol emissions — into Nova's vault; the cap is effectively dead Why this rank — The 223M hard cap was rewritten; a supplement mints ~196K HNT a day, ~10× protocol emissions. The network is real; the token deal got rewritten. Checked Nov 1, 2026Read the score post
36	SShiba Inu SHIB WEEKLY	18Bogus	—	—	—	$2.62B	—	—
Shiba Inu is a memecoin token on Ethereum with a supply of about 589 trillion SHIB, which community burns are meant to shrink. Market cap $2.62B · as of Nov 8, 2026 Founder: Ryoshi (pseudonymous) The claim — Community burns will shrink the 589 trillion supply and lift the price The real math — At recent burn rates, burning 1% of today's supply takes ~800 years; headline "burn surge" spikes were worth $13 and $5 Why this rank — 589 trillion supply and ~800 years to burn 1% — the shrink is a slogan A sentiment token with a dead ecosystem. Checked Nov 1, 2026Read the score post
37	Pearl PEARL SNAPSHOT	12Bogus	$1.51	▼ 7.2%	▲ 3.9%	$568M	$16M
Pearl is a proof-of-work blockchain whose mining is meant to double as paid AI inference work; PEARL is its native coin. Market cap $653M · as of Nov 8, 2026 Founder: Omri Weinstein & Ilan Komargodski The claim — "Proof of useful work" — mining that performs paid AI inference The real math — ~1.06M PEARL/day issued ≈ $1.62M/day at $1.53 (~106%/yr dilution); the usefulness layer is unenforced and the one inference deal is subsidized by emissions Why this rank — ~106% annual dilution pays for 'useful work' nobody ordered; 82.6% of supply still to come. Legit chain, bogus headline. Checked Nov 2, 2026Read the score post
38	SSuper Pepe SP WEEKLY	12Bogus	—	—	—	$13.9M	—	—
Super Pepe is a memecoin that launched six days before its review, trading in Uniswap pools — its main pool held about $358K against a $13.9M market cap. Market cap $13.9M · as of Nov 3, 2026 Founder: Anonymous team The claim — Super Pepe is up 2,800% in a day The real math — The 24-hour window starts at last night's $0.00048 all-time low, printed after a 98.2% collapse from the Nov 1 high of $0.0272; the main Uniswap pool holds $358K against a $13.9M market cap, six pools quoted $0.0005-$0.0141 at once, and the price was still ~49% below the high - and fading - at publish time Why this rank — Up 2,800% only off the all-time low — $358K of pool under a $13.9M cap A denominator trick on a six-day-old meme token - the +2,800% is measured off a 98% crash, and six pools could not agree on the price. Checked Nov 3, 2026Read the score post

Stocks Scoreboard

#	Name	Reality Score	Price	24h %	7d %	Market Cap	Volume 24h	Last 7 Days
1	VVertiv VRT SNAPSHOT 2026-11-10	77Real	$194.22	▼ 3.1%	▼ 17.7%	$70.41B	$7M
Vertiv makes the power distribution and cooling equipment every AI data center needs before it needs a single GPU. Market cap $70.41B · as of Nov 8, 2026 Founder: Giordano Albertazzi The claim — The AI-infrastructure growth story is worth its multiple — the growth roughly pays for the price The real math — Q3 2026 (reported Oct 28): net sales $4.31B, up 61.2% year over year (organic +55%), adjusted EPS $2.21 (+78%), adjusted FCF $652M (+50%); organic orders more than doubled, backlog coverage runs 12–18 months; fiscal 2026 guidance raised by $650M to $14.45–14.85B in sales; trailing P/E ~43×, but on 2027 consensus EPS of $9.19 the forward P/E is roughly 25.3× — a rough PEG of ~0.8 against ~33% expected growth; at $232.50 the stock sits ~39% below its 52-week high of $379.94 Why this rank — The growth roughly pays for the multiple — 61% sales growth against ~43× trailing earnings The growth roughly pays for the multiple — the one AI-stack name where it does. Checked Oct 31, 2026Read the score post
2	AAgree Realty ADC SNAPSHOT 2026-11-10	76Real	$69.88	▼ 0.5%	▲ 1.5%	$9.10B	$2M
Agree Realty is a net-lease REIT owning 2,888 necessity-retail properties — grocery stores, home-improvement, auto parts — 99.8% leased, with about two-thirds of rent from investment-grade tenants. Market cap $9.10B · as of Nov 8, 2026 The claim — A monthly dividend that has grown every year — up 42.6% since 2019 — and is covered by the rent The real math — Q3 AFFO was $1.15 a share against $0.801 of dividends — a ~70% payout, covered about 1.44×; the dividend is $0.271 a month ($3.252 a year, 4.88% yield at $66.70), up 42.6% since 2019 with a raise every single year, the strongest growth of the ten; the catch is funding — the share count is up roughly 30% in under three years as ADC issues stock to buy properties Why this rank — Real net-lease rent covers the dividend ~1.44× and the check has grown 42.6% since 2019 — the fastest of the ten; the growth is funded by issuing roughly 30% more shares in under three years. Legit. The check is covered, and it's the only one here that's grown this fast. Checked Oct 25, 2026Read the score post
3	NNu Holdings NU SNAPSHOT 2026-11-10	75Real	$12.08	▼ 2.3%	▲ 4.0%	$58.11B	$58M
Nu Holdings is the world's largest digital bank — 139 million customers across Brazil, Mexico and Colombia, run at a cost-to-serve of about $1 per customer per month. Market cap $58.11B · as of Nov 8, 2026 Founder: David Vélez The claim — A ~40%-growth digital bank at a value multiple — cheap because Brazil, not because the business is broken The real math — Q2 2026: net income $1.06B, up 49% year over year — its first billion-dollar quarter — on gross revenue of $5.88B (+39% FX-neutral), at a 33% ROE; 139 million customers (118M Brazil, 16M Mexico, 5M+ Colombia), monthly revenue per active customer ~$17 against a cost-to-serve of ~$1; credit portfolio +37% to $39.4B; trailing P/E 16.0×, forward ~13.5× fiscal 2026 and ~10.0× fiscal 2027 consensus — a PEG around 0.5–0.65; the discount has a name: NU fell ~22% on Oct 26, 2026 after Brazil's presidential runoff went to Lula, with dollar-real futures jumping ~10% the same day; the watch number is 90+ day delinquencies at 6.9% and rising Why this rank — 33% ROE at a ~0.5 PEG — the discount is the Brazil risk premium, not the bank's math The cheapest real growth math of the five — and the discount is the Brazil risk premium, priced in the open. Checked Oct 31, 2026Read the score post
4	PPalantir PLTR SNAPSHOT 2026-11-10	74Mixed	$168.82	▼ 0.2%	▼ 3.8%	$386.44B	$20M
Palantir is a software company selling AI and data platforms, carrying a market value of about $442B. Market cap $386.44B · as of Nov 8, 2026 Founder: Peter Thiel & Alex Karp The claim — A $442B valuation riding on the AI story printing again (consensus: $0.41 adj. EPS on $2.18B revenue) The real math — Trailing P/E ~159× (forward ~87×) against a business growing 93% with a 49% GAAP net margin and $1.22B adjusted free cash flow in one quarter Why this rank — An all-income check (0% ROC) and a +12% total-return year — whose latest payment is 59% of the average everyone quotes. The business is real and accelerating — the price already assumes the story keeps printing. Checked Nov 2, 2026Read the score post
5	ORealty Income O SNAPSHOT 2026-11-10	74Mixed	$59.54	▲ 0.1%	▲ 3.5%	$56.31B	$4M
Realty Income is a real estate investment trust (REIT) with 15,536 net-leased properties; it pays a monthly dividend and brands itself “The Monthly Dividend Company.” Market cap $56.31B · as of Nov 8, 2026 Founder: Sumit Roy The claim — A dependable 5.7% monthly dividend that increases over time — "The Monthly Dividend Company," 676 consecutive monthly dividends The real math — The dividend is real rent money, covered 1.38x by Q3 2026 AFFO (72.6% payout; ~74% TTM), from 15,536 net-leased properties at 98.8% occupancy — but it grows only ~2-3% a year while the share count grows ~3.8% a year, and the stock's total return was +8.1% over five years and +67% over ten (≈1.6%/yr and ≈5.3%/yr) with the price flat for a decade. Why this rank — Fully covered, genuinely real monthly yield — held at 74 by slow per-share growth: the dividend creeps at ~2-3%/yr and a decade of holding paid ~5%/yr total, almost none of it from price. The check is real. The growth is the catch. Checked Nov 6, 2026Read the score post
6	SSTAG Industrial STAG SNAPSHOT 2026-11-10	72Mixed	$37.37	▼ 0.2%	▼ 0.0%	$7.11B	$1M
STAG Industrial is a real estate investment trust (REIT) owning 606 industrial and warehouse buildings across the US; it pays a quarterly dividend. Market cap $7.11B · as of Nov 8, 2026 Founder: Benjamin S. Butcher The claim — A 4.1% yield from diversified warehouse rent, raised for 2026 to a $1.55 annual rate The real math — The dividend is real rent money, covered 1.43x by Q3 2026 cash available for distribution (~70% payout; 58.7% of Core FFO), from 606 industrial buildings at 95.9% occupancy — with a share count up only 8.5% in five years. The offsets: the 4.1% yield sits below the ~4.95% 10-year Treasury, the annual rate grew just ~0.7%/yr across 2021–2025 before the +4.0% raise for 2026, and total return was about +5% over five years and +144% over ten (≈1%/yr and ≈9.4%/yr). The check is real. The raise took five years. Checked Nov 4, 2026Read the score post
7	MMain Street Capital MAIN SNAPSHOT 2026-11-10	72Mixed	$57.21	▲ 0.1%	▲ 1.6%	$5.33B	$343,000
Main Street Capital is a business development company (BDC) that lends to and invests in small private companies, and pays its monthly dividend out of the interest and fees those companies pay it. Market cap $5.33B · as of Nov 8, 2026 The claim — A monthly BDC dividend that has never been cut since the 2007 IPO — plus quarterly supplemental dividends on top The real math — Second-quarter investment income covered the regular dividend 122% over — $0.97 a share earned vs $0.795 a quarter paid (an ~82% payout); the regular dividend is $0.265 a month ($3.18 a year, 5.94% yield) — declared Nov 3, 2026 to rise to $0.27 a month for Jan–Mar 2027 — never cut since the 2007 IPO and up 31.7% since 2019, with 20 straight quarterly supplementals paid on top (latest $0.30); the catch is price — $53.51 against a net asset value of $33.92 is a ~58% premium for the record Why this rank — Never cut since 2007 and covered 122% by investment income — you pay a ~58% premium to net asset value for that reliability. Legit. The most reliable check on this list — just don't spend the supplemental before it exists. Checked Nov 8, 2026Read the score post
8	LEli Lilly LLY SNAPSHOT 2026-11-10	71Mixed	$1,432	▲ 1.4%	▲ 1.6%	$1.21T	$3M
Eli Lilly is the pharmaceutical giant behind Mounjaro and Zepbound, the GLP-1 drugs that did more than $16B of sales in a single quarter of 2026. Market cap $1.21T · as of Nov 8, 2026 Founder: David Ricks The claim — The GLP-1 volume machine justifies a ~$1.3 trillion price tag The real math — The machine is real: Q3 2026 revenue $24.40B, up 39% year over year, on the good kind of mix — volume +53%, price −15%; Mounjaro $10.72B (+65%) and Zepbound $5.35B (+49%) did more than $16B in the quarter alone and remain volume-limited, not demand-limited; non-GAAP EPS $7.48; but at $1,417.54 the stock trades at ~40× fiscal 2026 guided EPS and roughly 30× 2027 consensus (~$47) — a PEG of ~1.0–1.7 — while management raised full-year revenue guidance to $91–92B, trimmed non-GAAP EPS to $35–36 on acquired research charges, and flagged ~$2B of 2026 revenue (a Jardiance milestone and similar) that will not recur in 2027; Morningstar explicitly calls the shares overvalued, with a $980 fair value estimate against the $1,417.54 price; two drugs are roughly two-thirds of the revenue Why this rank — GLP-1 volume is real — $16B in a quarter — but two drugs carry a $1.26T price tag A remarkable business priced for a long, clean runway — dominance has to persist for years, and two drugs carry the price. Checked Oct 31, 2026Read the score post
9	MMercadoLibre MELI SNAPSHOT 2026-11-10	70Mixed	$1,490	▼ 2.8%	▼ 10.3%	$76.55B	$609,700
MercadoLibre is Latin America's commerce-plus-payments platform — the region's Amazon and PayPal in one company, compounding for 30 straight quarters. Market cap $76.55B · as of Nov 8, 2026 Founder: Marcos Galperin The claim — Thirty straight quarters of 30%+ growth, stock down 30% — a compressed multiple on an uncompromised business The real math — The growth half is real: Q2 2026 net revenue and financial income of $10.2B, up 50% year over year (+43% FX-neutral) — a record 30th consecutive quarter of 30%+ growth; GMV +44% to $21.9B, total payment volume $101B (+56%), credit portfolio +75% to $16.4B; but the profit half is being spent on purpose: operating income fell 17% to $683M (margin 6.7%, down from 12.2%) and net income fell ~11% to $466M; trailing P/H ~44–45×; the forward P/E of ~29.4× exists only on 2027 consensus EPS of ~$55.2, which assumes the free-shipping and credit spend converts to margin recovery (fiscal 2026 consensus EPS is ~$38.1, down 3.2%) Why this rank — 30 straight quarters of 30%+ growth — priced on a margin recovery that hasn't happened yet Multiple compressed, business didn't — but the cheapness is conditional on a margin recovery that hasn't happened yet. Checked Oct 31, 2026Read the score post
10	AApple AAPL SNAPSHOT 2026-11-10	68Mixed	$348.51	▼ 0.6%	▲ 5.0%	$4.98T	$30M
Apple is the consumer-electronics company behind the iPhone, with a market value of about $5 trillion. Market cap $4.98T · as of Nov 8, 2026 Founder: John Ternus The claim — A $5 trillion market cap at ~40× earnings The real math — $5.03T cap at 39.5× trailing earnings, on TTM revenue of $466.8B and free cash flow of $136.7B from just $10.0B of capex Why this rank — The best cash machine ever built — $102B handed back in a year, and the price still needs another perfect decade Legit company, best cash machine ever built — priced like the next decade is guaranteed. Checked Nov 1, 2026Read the score post
11	EEPR Properties EPR SNAPSHOT 2026-11-10	68Mixed	$61.18	▲ 0.0%	▲ 2.8%	$4.56B	$703,100
EPR Properties is a REIT that owns the fun stuff — movie theaters, eat-and-play venues, ski resorts and attractions — all net-leased. Market cap $4.56B · as of Nov 8, 2026 The claim — The richest honest monthly yield on the list — 6.65% — covered by AFFO The real math — Second-quarter AFFO of $1.43 a share against $0.93 paid — a 65% payout, the most conservative coverage of the ten; the dividend is $0.31 a month ($3.72 a year, 6.65% yield at $55.97), and the share count is up just 1.6% in three years, the least dilutive name here; the scar tissue: the dividend was suspended in May 2020 when the theaters went dark, resumed in July 2021 at $0.25, and at $0.31 is still about 19% below the pre-COVID rate (−17.3% vs 2019) Why this rank — A 65% AFFO payout and almost no dilution — the cleanest coverage of the ten; the 2020 suspension is why it isn't higher. Legit, rebuilding. Cheapest covered check on the list — priced with the scar tissue showing, fairly. Checked Oct 25, 2026Read the score post
12	CYieldMax Semiconductor Portfolio CHPY SNAPSHOT 2026-11-10	64Mixed	$52.41	▼ 0.1%	▼ 6.2%	$1.03B	$465,000
YieldMax Semiconductor Portfolio is an ETF that sells call spreads across a basket of 15–30 semiconductor stocks and distributes the premium weekly. Market cap $1.03B · as of Nov 8, 2026 The claim — A 49.2% implied weekly rate (13-week average) from call spreads across 15–30 semiconductor stocks The real math — The best performance story in the complex: price essentially flat over the last year (−1%) while paying out roughly half its value in checks — total return +56.1%; the check averaged $0.5467 a week (latest $0.4702, its 13-week low); and then the BogusAPY footnote: on the issuer's own Section 19(a) notice for the distribution paid October 8, 2026, CHPY's estimated return of capital was 100% — that week's entire check classified as handing your own money back (three months earlier the same estimate was 0%) Why this rank — The best machine on the shelf (+56.1% total return, price flat) — whose own paperwork labeled one week's entire check a refund. Legit machine, bogus labeling. The strongest fund here — and even its paperwork calls some checks refunds. Checked Oct 26, 2026Read the score post
13	AAdvanced Micro Devices AMD SNAPSHOT 2026-11-10	62Mixed	$515.21	▲ 1.3%	▲ 6.5%	$736.46B	$47M
Advanced Micro Devices (AMD) is the chip company Lisa Su took over in October 2014 at $3.28 a share — now the number-two name in AI accelerators behind Nvidia. Market cap $736.46B · as of Nov 8, 2026 Founder: Lisa Su The claim — One of the great CEO turnarounds in tech history — and the stock is a buy at ~$505, roughly $824 billion The real math — The turnaround half is arithmetic, not story: when Lisa Su took over in October 2014 the stock was $3.28, the company was worth ~$2.5B, and it had just lost $364M in a year; today the stock is $504.80, the company is worth roughly $824B, and it earned $4.3B last year — every line checkable in the filings; the price half is the stretch: at $504.80 you are not buying the turnaround (it already happened), you are buying the sequel — AMD taking a real bite out of Nvidia in AI — at roughly 130× trailing earnings, priced like the next twelve years go right too; the ownership check: Su beneficially owns ~4.3M shares (~$2.2B, under 1% of the company), insiders as a group own roughly half a percent, and her recent Form 4s are scheduled 10b5-1 sales — 125,000 shares in May 2026, 15,000 in August, and 95,000 on Sep 10, 2026 at an average of $506.80 (~$48M) — diversifying on a timetable, not running for the exit, but selling, not buying; no insider open-market buys Why this rank — The turnaround is real and checkable — at ~130× trailing earnings, the price buys the sequel The turnaround is real — one of the great CEO runs in tech. The price buys the sequel at ~130× trailing earnings. Checked Oct 30, 2026Read the score post
14	AAnthropic ANT WEEKLY	62Mixed	—	—	—	—	—	—
Anthropic, PBC is the AI lab behind Claude — frontier models sold mainly as pay-per-token API consumption to enterprises and developers; IPO Watch edition #1, CALL: DODGE at the filed $70-$78 range. Founder: Dario Amodei The claim — The fastest-growing real business ever to file an S-1 — $33.2B of revenue in nine months — offered to the public at a filed $70-$78 range (about $0.92-1.02T) with $895B of compute promises and a one-share 50.1% voting block The real math — The $80.7B H1 net loss is $(72,388)M of non-cash note/SAFE revaluation + ~$8.7B of other non-cash marks over a $(693)M operating loss; operations generated +$3,929M of cash in H1 2026 and adjusted operating income was +$1,618M (H1) / +$4.1B (9M). Amendment No. 2 (Nov 10, 2026) filed $70-$78 on 825M shares; 13.09B shares outstanding after the offering and a $26B Class N placement implies ~$916B-$1.02T, or ~11.3-12.6x the filing's ~$81B Oct 31 run rate (non-GAAP) vs Alphabet ~7.4x trailing sales. Commitments $895.4B ≈ 11x that run rate. Why this rank — Real, historic revenue ($33.2B in 9M 2026) and a mostly-paper $80.7B loss — held at 62 by a filed $70-$78 price at ~11-13x the filing run rate, $895B of compute commitments owed largely to its two biggest rivals, and one Class F share carrying 50.1% of the vote The business grades like a winner; the deal does not — DODGE the debut at the filed $70-$78 range. Checked Nov 10, 2026Read the score post
15	GGladstone Investment GAIN SNAPSHOT 2026-11-10	60Mixed	$15.01	▼ 0.5%	▼ 0.6%	$591.75M	$181,000
Gladstone Investment is a business development company (BDC) that lends to buyout-backed private companies at a weighted-average yield of about 12.9%. Market cap $591.75M · as of Nov 8, 2026 The claim — A 6.54% monthly BDC yield, covered by investment income and slowly growing The real math — Adjusted investment income of $0.26 a share last quarter against $0.24 paid — 108% coverage, the tightest of the names that passed; the dividend is $0.08 a month ($0.96 a year, 6.54% yield at $14.68), up 17.6% since 2019 in small steps ($0.068 → $0.07 → $0.075 → $0.08) with no cuts in the window, plus occasional supplementals from realized gains ($0.54 in June 2025); the catch is concentration — only 29 companies in the portfolio, so a couple of bad loans move the whole income statement Why this rank — 108% coverage is covered, not cushioned — real lender income from a 29-company pond. Legit, tight. Covered and growing slowly — sized like a pond, so it ripples. Checked Oct 25, 2026Read the score post
16	NYieldMax NVDA Option Income NVDY SNAPSHOT 2026-11-10	60Mixed	$9.29	▼ 5.6%	▼ 17.7%	$1.11B	$5M
YieldMax NVDA Option Income is an ETF that sells call spreads on NVIDIA stock and distributes the option premium weekly. Market cap $1.11B · as of Nov 8, 2026 The claim — A weekly check at a 42.0% implied rate (13-week average) from selling call spreads on NVIDIA The real math — The check averaged $0.0933 a week over 13 weeks but ranged $0.0570–$0.1200 — and last week's $0.0570 was the smallest of the thirteen, 39% below its own average, which is why the advertised rate (25.04%, last week annualized) and the implied rate (42.0%) disagree; the erosion test is where NVDY separates itself: price −27% over the last year, but total return +17.9% with checks reinvested — the checks outran a serious price slide; since its May 2023 launch the price is still down 42%; the issuer had not published a readable ROC estimate for the latest distribution Why this rank — The one single-stock fund whose checks outran a −27% price year (+17.9% total return) — a real check that still shrinks whenever it feels like it. Legit-ish. A real check that still shrinks whenever it feels like it. Checked Oct 26, 2026Read the score post
17	MMicron MU SNAPSHOT 2026-11-10	57Mixed	$725.11	▼ 1.1%	▼ 15.2%	$780.68B	$28M
Micron is a US memory-chip maker — the company behind the planned $50B fab in Boise — whose shares rose about 295% in a year. Market cap $780.68B · as of Nov 8, 2026 Founder: Sanjay Mehrotra The claim — Analyst forecasts cluster at $1,408–$1,622 a share (Street high $3,000) The real math — Price $884.74 (Oct 30 close), market cap ~$1.0–1.1 trillion, +295% in one year — the good times are already priced in Why this rank — Best year in company history — priced like the cycle never turns Real company, best year in its history — priced like the good times are permanent. Checked Oct 31, 2026Read the score post
18	PYieldMax PLTR Option Income PLTY SNAPSHOT 2026-11-10	56Mixed	$30.89	▼ 0.5%	▼ 5.0%	$339M	$63,000
YieldMax PLTR Option Income is an ETF that sells call spreads on Palantir and distributes the premium weekly. Market cap $339M · as of Nov 8, 2026 The claim — A 62.5% implied weekly rate (13-week average) from selling call spreads on Palantir The real math — On the issuer's 19(a) estimate for the October 22, 2026 distribution, PLTY's return of capital was 0.00% — the entire check classified as earned income; the year: price −42%, total return +12.0% — Palantir's run fed fat premiums, the fund paid them out, and holders who reinvested came out ahead despite the price chart looking like a ski slope; the catch is decay — the latest check is $0.2554 against a 13-week average of $0.4325 and a best week of $0.7460, so the check you can collect today is 59% of the average everyone quotes; since its October 2024 launch the price is down 30% Why this rank — An all-income check (0% ROC) and a +12% total-return year — whose latest payment is 59% of the average everyone quotes. Legit check, shrinking fast. This week's was all income — there just isn't as much of it as the average says. Checked Oct 26, 2026Read the score post
19	MStrategy MSTR SNAPSHOT 2026-11-10	56Mixed	$121.07	▼ 3.6%	▼ 10.7%	$54.45B	$15M
The original Bitcoin treasury company: 849,327 BTC (Nov 1, 2026) bought with ATM stock, convertible notes and a $13.1B preferred stack. The stock now trades below the value of its Bitcoin per basic share — but Bitcoin per share is shrinking, the carry costs ~$1.48B a year, and the company publishes no wallet address: you verify the stack through SEC filings and custodians, not on-chain. Market cap $54.45B · as of Nov 8, 2026 Founder: Michael Saylor The claim — Leveraged Bitcoin that compounds — every share keeps claiming more BTC, so the stock deserves a premium over the coins themselves The real math — The company's own BTC Yield is −3.7% YTD: holdings grew 26% but diluted shares grew ~31%. At $129.30 the stock trades at 0.84× the $153 of Bitcoin behind each basic share Why this rank — Real coins, paper proof — a verified $64.7B stack behind a wrapper that charges $1.48B a year, prints shares faster than it stacks sats, and asks you to trust the audit instead of the chain The coins are real and audited — the wrapper charges $1.48B a year, shrinks your slice, and still won't show you a wallet Checked Nov 5, 2026Read the score post
20	HRobinhood HOOD SNAPSHOT 2026-11-10	55Mixed	$81.33	▼ 2.4%	▼ 5.1%	$72.86B	$13M
Robinhood is a US brokerage offering stocks, options, crypto, and event contracts through its app; HOOD is its listed stock. Market cap $72.86B · as of Nov 8, 2026 Founder: Vlad Tenev & Baiju Bhatt The claim — Down 43% from its high, the growth stock is on sale The real math — Q3 2026: record revenue $1.42B but growth slowed to +12% (from +100% a year earlier), crypto revenue halved to $120M, diluted EPS $0.51 missed consensus, equity take rate fell ~10% sequentially on record volume, event-contract revenue per contract already cut ~8% — and the stock still trades near 38x earnings, a multiple that needs FY27 EPS up ~42%. Why this rank — Record revenue, slowing growth — cheaper than the high, not cheap at 38× earnings Cheaper, yes. Cheap, no — the price still assumes event contracts scale, crypto recovers, and take rates stop sliding, all at once. Checked Nov 8, 2026Read the score post
21	AApple Hospitality APLE SNAPSHOT 2026-11-10	55Mixed	$20.16	▲ 2.4%	▲ 8.1%	$4.46B	$3M
Apple Hospitality is a REIT owning 216 hotels — Marriotts, Hiltons and Hyatts — whose income resets every night with room rates instead of leases. Market cap $4.46B · as of Nov 8, 2026 The claim — A 5.32% monthly hotel dividend, covered by modified FFO The real math — Modified FFO of $0.52 a share in the second quarter against $0.24 paid (a 46% payout), and 56% across the first half of the year — but hotels have no leases, income resets every night, and the second quarter is a hotel's best quarter, so 46% is the flattering angle; APLE suspended its dividend in April 2020, paid essentially nothing in 2021, rebuilt to $0.96 a year by late 2022 and hasn't raised it in over three years (still −20% vs 2019); the one genuine bright spot: it is the only name here whose share count is currently shrinking, through buybacks Why this rank — A 46–56% MFFO payout and actual buybacks, docked for the 2020 suspension and a check frozen since 2022. Covered today, frozen since 2022 — and it already showed you what it does in a storm. Checked Oct 25, 2026Read the score post
22	LLTC Properties LTC SNAPSHOT 2026-11-10	52Thin	$44.47	▼ 1.1%	▼ 2.9%	$2.52B	$642,000
LTC Properties is a REIT that owns seniors housing and skilled-nursing properties. Market cap $2.52B · as of Nov 8, 2026 The claim — A dependable 5.21% monthly REIT check The real math — The coverage is fine — last quarter's funds available for distribution were $0.68 a share against $0.57 paid, an ~84% payout — but the dividend is $0.19 a month, exactly what it was in October 2016: 0% growth across a decade that included the highest inflation in forty years, while the share count is up 30% in three years, funding acquisitions Why this rank — Covered by rent and frozen for ten years — $0.19 a month in 2016, $0.19 today; inflation does the cutting so management doesn't have to. The check is real and it never grows. Legit — and slowly shrinking in every way that matters. Checked Oct 25, 2026Read the score post
23	YYieldMax Magnificent 7 Fund YMAG SNAPSHOT 2026-11-10	52Thin	$10.47	▼ 0.8%	▼ 1.0%	$635.14M	$884,000
YieldMax Magnificent 7 Fund is an ETF that holds the seven single-stock YieldMax funds on the Magnificent 7 stocks, and distributes weekly. Market cap $635.14M · as of Nov 4, 2026 The claim — A 40.7% implied weekly rate from a fund holding the seven Magnificent-7 YieldMax funds The real math — The tamest version of the house pattern: price −29% on the year, total return +7.3% — the checks covered the bleed with a little to spare, because the underlying giants had a decent year; the checks are modest ($0.0847 a week on average, latest $0.0766) and the share price isn't cheap relative to them, so $99 a week costs $12,637 — the most expensive ticket of the twelve, more than double MSTY's; on the issuer's October 8 notice, about a third of the check (33.95%) was estimated return of capital; fees stack to 1.34% including the underlying funds' expenses; since the January 2024 launch the price is down 46% Why this rank — The average of the machine at the top ticket: +7.3% total return, the priciest $99/week here ($12,637), a third of the check estimated ROC. Legit, tame, and overpriced for what it delivers — the average of the machine, at the top ticket. Checked Oct 26, 2026Read the score post
24	SStrategy STRC Preferred STRC SNAPSHOT 2026-11-10	50Thin	$99.89	▼ 0.1%	▼ 0.0%	—	$2M
STRC is a preferred stock issued by Strategy, the Bitcoin treasury company; it pays a 12.00% dividend in daily installments, funded from a $4.83B cash reserve. Founder: Michael Saylor The claim — A 12.00% dividend, now paid daily The real math — November's 30 daily payments total exactly $1.00/share; USD Reserve is $4.83B, ≈3.4 years of coverage, up from ~17.4 months in June Why this rank — Checks are real and the reserve now covers ~3.4 years — but the reserve is refilled by issuing new shares. The daily dividend is real — and so is the machine paying it. Checked Nov 2, 2026Read the score post
25	KKratos Defense KTOS SNAPSHOT 2026-11-10	46Thin	$36.72	▼ 2.6%	▼ 10.4%	$6.61B	$4M
Kratos Defense is a US defense company with a $2.65B order backlog, growing revenue at roughly 30% a year. Market cap $6.61B · as of Nov 8, 2026 Founder: Eric DeMarco The claim — A defense growth story: revenue up ~30% a year The real math — Q3 2026 (reported Nov 5): revenue $471.8M, +35.7% year over year, bookings $1.04B and a record $2.65B backlog — but GAAP net income was ~$0, free cash flow was −$29.4M in the quarter, and the share count is up ~13% in a year; at $35.10 (Nov 6 close) the stock is down ~73% from the $130.72 January high Why this rank — Real backlog, real growth — paid for by issuing new shares Legit company, shareholder-funded growth — a down payment on 2027–28, not a cheap stock. Checked Nov 8, 2026Read the score post
26	BDutch Bros BROS SNAPSHOT 2026-11-10	46Thin	$35.29	▼ 2.0%	▼ 19.0%	$6.00B	$6M
Dutch Bros is a drive-thru coffee chain; BROS is its listed stock, and founder Travis Boersma holds about 73% of the voting power. Market cap $6.00B · as of Nov 8, 2026 Founder: Dane Boersma & Travis Boersma The claim — A 32%-growth drive-thru story, cheaper after a 23% fall The real math — Revenue +32.5% to $550.9M in Q2, 13 straight quarters of positive same-shop sales, and first-half free cash flow of roughly +$68M — but at $42.87 (Oct 30 close) the stock still trades at ~60× trailing earnings (~37.5× forward, ~4.3× sales), pays no dividend, and is down 49.8% from the $85.37 high Why this rank — A real growth machine priced like it can't miss — while the share count grows ~8% a year Legit growth machine, priced like it can't miss. Checked Nov 4, 2026Read the score post
27	AYieldMax AMD Option Income AMDY SNAPSHOT 2026-11-10	46Thin	$41.14	▲ 1.1%	▲ 5.2%	$425M	$323,700
YieldMax AMD Option Income is an ETF that sells call spreads on AMD and distributes the premium weekly. Market cap $425M · as of Nov 8, 2026 The claim — A 77.1% implied weekly rate (13-week average) from selling call spreads on AMD The real math — The average is the trap: the 13-week average check is $0.6166 — which implies the 77.1% rate and makes the fund screen like a monster — but payments ran as high as $1.0254 in the window and the latest check is $0.3387, barely half the average; anyone who sized on the trailing average is now collecting roughly $55 a week on a position bought for $99; the rear-view year was genuinely enormous (AMD ripped earlier in the year, premiums exploded, and the fund's 1-year total return is +86.3%, second-best here) — YieldMax's own advertised rate (40.91%) annualizes the latest week and actually understates the average, while screener trailing yields overstate the present; a 1-for-5 reverse split landed in December 2025 Why this rank — A +86.3% year in the rear-view mirror — and a collectible check ($0.3387) that is half the average ($0.6166) the quoted rate comes from. Bogus average. A great year in the rear-view mirror; the check you can actually collect now is half the one being quoted. Checked Oct 26, 2026Read the score post
28	GGladstone Commercial GOOD SNAPSHOT 2026-11-10	44Thin	$10.06	▼ 1.7%	▼ 12.7%	$493.49M	$909,900
Gladstone Commercial is a REIT owning net-leased industrial and office buildings. Market cap $493.49M · as of Nov 8, 2026 The claim — A 9.99% monthly yield from a net-lease REIT The real math — Core FFO of $0.38 a share last quarter against $0.30 paid — a 79% payout, which looks fine until you read the company's own earnings release and see the quarter was lifted by a one-time lease termination fee; the history the yield sites skip: GOOD paid $1.50 a year for roughly a decade while its per-share earnings never grew to cover it, cut the dividend 20% in January 2023 to today's $1.20, and has not raised it since (−20% vs 2019); all against $852 million of debt on a $582 million market cap (the review's figures) Why this rank — A decade of dividends its earnings never grew to cover ended in a 20% cut; today's 79% payout leans on a one-time fee. Covered on paper, thin ice in person. A 10% yield is the market pricing the last cut — and the next one isn't impossible. Checked Oct 25, 2026Read the score post
29	UYieldMax Ultra Option Income ULTY SNAPSHOT 2026-11-10	42Thin	$20.86	▼ 0.5%	▼ 2.4%	$531.89M	$402,000
YieldMax Ultra Option Income is an ETF that sells call spreads across 15–30 high-volatility stocks, rebalanced by the manager, and distributes the premium weekly. Market cap $531.89M · as of Nov 8, 2026 The claim — A 69.8% implied weekly rate (13-week average) from call spreads diversified across 15–30 high-volatility names The real math — The return-of-capital picture is the cleanest of the Group 1 funds: the issuer's October 8, 2026 notice estimated ROC at just 8.8% — that week's check was mostly earned premium; but StockAnalysis tallies trailing-12-month distributions at $22.14 a share on a stock that closed at $22.60 — the fund paid out the equivalent of ~98% of its current share price in one year, and the price still fell 55% (total return −10.5%); split-adjusted price down 88% since the February 2024 launch, with a 1-for-10 reverse split in December 2025; the most expensive fund of the twelve at 1.40% gross / 1.30% net expense ratio Why this rank — Mostly-earned premium (8.8% ROC) and real diversification — against a −55% price year and the shelf's highest fee. Legit income, expensive toll. The diversification is real; so is the melt. Checked Oct 26, 2026Read the score post
30	TYieldMax TSLA Option Income TSLY SNAPSHOT 2026-11-10	40Thin	$21.02	▲ 0.2%	▼ 6.5%	$557.12M	$233,400
YieldMax TSLA Option Income is an ETF — the oldest YieldMax single-stock fund (November 2022) — that sells call spreads on Tesla and distributes the premium weekly. Market cap $557.12M · as of Nov 8, 2026 The claim — The steadiest weekly check of the twelve — a 50.7% implied rate from selling call spreads on Tesla The real math — The check is genuinely steady: $0.2103 a week on average in the narrowest range on the list ($0.1788–$0.2300), with the advertised rate (45.63%) and the implied rate (50.7%) closer than anywhere else; the principal is the cost — price −48% over the last year, total return −9.2% (the checks covered about four-fifths of the bleed), and the split-adjusted price is down 89% since the November 2022 launch, through two reverse splits (1-for-2 in February 2024, 1-for-5 in December 2025) Why this rank — The cleanest demonstration of the machine's trade: a smooth weekly check, bought with the principal — down 89% since launch. Legit mechanics, slow melt. The steadiest check on the list, attached to a price that's down 89% since launch. Checked Oct 26, 2026Read the score post
31	YYieldMax Universe Fund YMAX SNAPSHOT 2026-11-10	36Thin	$6.67	▼ 1.9%	▼ 2.8%	$311.42M	$1M
YieldMax Universe Fund is an ETF that holds a momentum-weighted basket of YieldMax's own single-stock option-income funds, and distributes weekly. Market cap $311.42M · as of Nov 8, 2026 The claim — A 43.1% implied weekly rate from a fund of YieldMax funds — the whole shelf in one weekly check The real math — The check itself is the steadiest of the Group 1 funds in dollar terms — $0.0563 last week (its 13-week low), $0.0592 on average, never leaving the $0.0563–$0.0608 corridor — and the melt is the usual one: price −42% on the year, total return −3.4%, price down 64% since the January 2024 launch; and the paperwork moment: the issuer's own Section 19(a) notice for the October 8 distribution prints return of capital as 71.46% in one column while its own dollar figures ($0.0172 of a $0.0603 check) work out to 28.5% — both numbers can't be right, and the notice contradicts itself; fees stack to 1.33% including the underlying funds' own fees Why this rank — The steadiest check on the shelf, a −3.4% year — and a legally-required notice that prints two different ROC numbers for the same check. The diversification is real and the outcome is the same — a smoother ride to a smaller principal. Plus paperwork that can't do its own math. Checked Oct 26, 2026Read the score post
32	MYieldMax MRNA Option Income MRNY SNAPSHOT 2026-11-10	30Bogus	$44.17	▼ 5.6%	▲ 5.7%	$282.22M	$416,500
YieldMax MRNA Option Income is an ETF that sells call spreads on Moderna and distributes the premium weekly. Market cap $282.22M · as of Nov 4, 2026 The claim — A 100.19% advertised distribution rate from selling call spreads on Moderna The real math — The fund that breaks every pattern, in both directions: in late August 2026 Moderna's volatility exploded, the premiums exploded with it, and the weekly check roughly quadrupled ($0.5780 on the 13-week average, $0.8851 last week, in a $0.2038–$0.8925 range) — the year: price +129%, total return +442.8%, verified against two independent sources because it looks like a typo; and the other half: even after that year, the split-adjusted price is still down 81% since its October 2023 launch (two years of bleeding and a 1-for-10 reverse split in December 2025), and the issuer's October 22 estimate put 69.81% of that week's giant check as return of capital Why this rank — The 100.19% advertised rate is a volatility artifact: +442.8% in a year, −81% since launch, 69.81% of the giant check estimated ROC. Not income — a lottery ticket that hit, after two years of bleeding. Quoting its rate without its history is the bogus part. Checked Oct 26, 2026Read the score post
33	AAGNC Investment AGNC SNAPSHOT 2026-11-10	28Bogus	$8.74	▼ 2.1%	▲ 2.5%	$11.18B	$26M
AGNC Investment is a mortgage REIT that borrows short-term, buys government-backed mortgage bonds, and pockets the spread — levered about 8-to-1. Market cap $11.18B · as of Nov 8, 2026 The claim — A 16% monthly yield — $0.12 a month on an $8.84 stock — from agency mortgage bonds The real math — Last quarter's spread income was $0.37 a share against $0.36 of dividends — covered, by one penny, and shrinking ($0.40 the quarter before); in that same quarter, tangible book value fell 16.9%, from $8.58 to $7.13, and the quarter's economic return was −12.7%; meanwhile the share count has risen ~95% in three years (97.6 million new shares sold in the third quarter alone), and the dividend itself is $1.44 a year — down from $5.60 in 2011 and $2.00 in 2019 (−28% vs 2019, −74% from peak) Why this rank — A 16% yield paid alongside a melting book — tangible value fell 16.9% in one quarter while the share count nearly doubled in three years. The yield is real. So is the leak. As buy-and-hold income, it's bogus. Checked Oct 25, 2026Read the score post
34	GYieldMax Gold Miners Option Income GDXY SNAPSHOT 2026-11-10	24Bogus	$9.48	▼ 3.9%	▲ 8.5%	$466.56M	$632,100
YieldMax Gold Miners Option Income is an ETF that sells call spreads on GDX, the gold miners ETF, and distributes the proceeds weekly. Market cap $466.56M · as of Nov 4, 2026 The claim — A 66.9% implied weekly rate (13-week average) from selling call spreads on GDX, the gold miners ETF The real math — The issuer's Section 19(a) estimate for the October 22, 2026 distribution: 92.01% return of capital — read plainly, about 92 cents of every check dollar was the investors' own principal coming back, not option premium, not earnings; the check itself has been collapsing — $0.0766 last week against a 13-week average of $0.1161 and a best week of $0.2363 (the latest check is a third of the best week in the window); trailing-yield screens will show something north of 80%; the year: price −42%, total return −1.6% — reinvest every check and you roughly broke even Why this rank — The purest specimen in the post: a 92%-ROC check — the yield was never a yield; it was a scheduled liquidation, paid weekly. Bogus income. A 92%-ROC check isn't a dividend — it's your principal on a payment plan. Checked Oct 26, 2026Read the score post
35	AArbor Realty Trust ABR SNAPSHOT 2026-11-10	20Bogus	$1.47	▼ 8.1%	▼ 16.0%	$322.55M	$6M
Arbor Realty Trust is a mortgage REIT that makes short-term bridge loans — mostly on apartment buildings bought during the cheap-money years — and runs a large agency loan-servicing business on the side; investors owned it for the dividend. Market cap $322.55M · as of Nov 8, 2026 Founder: Ivan Kaufman The claim — A 22.5% yield from a mortgage REIT's bridge-loan book — at Thursday's close, the $0.68 annualized dividend screened at 22.5% The real math — The dividend was suspended entirely on October 30, 2026: through September 30, Arbor had declared $0.64 a share in 2026 dividends against $0.15 a share of distributable earnings — about 23 cents of earnings for every dividend dollar, with the other 77 cents coming out of the balance sheet; the ladder ran $0.43 a quarter through early 2025 → $0.30 → $0.17 in mid-2026 → zero; third-quarter distributable earnings were −$0.04 a share (GAAP net loss −$0.51), non-performing loans jumped to 32 loans with $647.6M owed, and total equity fell from $2.95B at year-end to $2.55B Why this rank — Covered 23¢ on the dollar, paid out of the balance sheet down a $0.43 → $0.30 → $0.17 ladder — then suspended. The countdown ended October 30. A 22% yield that isn't covered isn't a dividend — it's a countdown. Checked Oct 30, 2026Read the score post
36	CYieldMax COIN Option Income CONY SNAPSHOT 2026-11-10	18Bogus	$13.99	▼ 2.6%	▼ 8.1%	$285.44M	$509,900
YieldMax COIN Option Income is an ETF that sells call spreads on Coinbase and distributes the premium weekly. Market cap $285.44M · as of Nov 8, 2026 The claim — A 79.2% implied weekly rate (13-week average) from selling call spreads on Coinbase The real math — One honest point in CONY's favor: on the issuer's 19(a) estimate for the October 22, 2026 distribution, return of capital was only 9.41% — that week's check was mostly earned premium; it didn't matter — price −74% in the last year, total return −41.4% with all checks reinvested, a 1-for-10 reverse split in December 2025, and the split-adjusted price is down 91% since August 2023, the worst since-launch record of the twelve; the check averaged $0.2645 a week (latest $0.1931, its 13-week low) Why this rank — Mostly-earned premium (9.41% ROC) that still destroyed two-fifths of holders' money in a year — the income was never the risk. Real income, wrecked principal. MSTY's story with a different ticker — the second verse is the same as the first. Checked Oct 26, 2026Read the score post
37	MYieldMax MSTR Option Income MSTY SNAPSHOT 2026-11-10	16Bogus	$12.01	▼ 3.3%	▼ 10.0%	$945.60M	$2M
YieldMax MSTR Option Income is an ETF that sells call spreads on Strategy (formerly MicroStrategy), the leveraged Bitcoin-proxy stock, and distributes the proceeds weekly. Market cap $945.60M · as of Nov 8, 2026 The claim — An 86.5% implied weekly rate (13-week average) from selling call spreads on Strategy (MSTR) The real math — Price −75% in the last year; total return with every single check reinvested: −42.2% — MSTY paid out a river of cash and a holder who reinvested all of it still lost 42 cents on the dollar in twelve months; since its February 2024 launch the split-adjusted price is down 86%, including a 1-for-5 reverse split in December 2025; the check averaged $0.2409 a week (latest $0.1671), and $99 a week costs just $5,955 here — the cheapest ticket on the list Why this rank — The cheapest $99-a-week ticket and the clearest warning: −42.2% total return in a year of 86.5% 'yield.' The yield is the principal, mailed back weekly — and even that wasn't enough to keep holders whole. Checked Oct 26, 2026Read the score post

Platforms Scoreboard

#	Name	Reality Score	Price	24h %	7d %	Market Cap	Volume 24h	Last 7 Days
1	KKraken EXCHANGE	71Mixed
Kraken is a US-based crypto exchange that has published proof-of-reserves audits since 2014. Founder: Jesse Powell The claim — The cleanest record in crypto — proof of reserves audited since 2014 The real math — In July 2026 the base taker fee quietly doubled to 0.80% (maker 0.40%), and staking rates are advertised before Kraken's 25–30% cut Why this rank — Proof of reserves since 2014 — and a taker fee that quietly doubled to 0.80% The trust record is real, and so is the front-door pricing. Checked Oct 31, 2026Read the score post
2	BBisq EXCHANGE	64Mixed
Bisq is free, open-source software for peer-to-peer Bitcoin trading — no company, no signup, no KYC, and no central server that ever touches user funds. The claim — A Bitcoin exchange with no company, no accounts, and no custody — strangers trade peer-to-peer The real math — Non-custodial by design: multisig escrow plus security deposits, keys never leave the user; trade fee ~1.15% for BTC takers; the protocol was exploited twice (2020 and May 2026) and victims were repaid both times; running since 2016, with thin liquidity and small trade limits as the standing price of the design Why this rank — No company, no custody — users hold the keys, and both exploits were repaid Legit — the custody model is the strongest backing there is; you pay for it in liquidity and limits, not in counterparty risk. Checked Nov 5, 2026Read the score post
3	RRobinhood BROKERAGE	59Mixed
Robinhood is a US brokerage app offering commission-free stocks, options, crypto and event contracts; this entry grades the platform's deal to its users, not the HOOD stock. Founder: Vlad Tenev & Baiju Bhatt The claim — Commission-free trading — $0 a trade, no fees The real math — Q3 2026 revenue was a record $1.42B: options $399M, event contracts $173M, equities $121M, crypto $120M, net interest $415M. A $1,000 stock buy earns Robinhood about $0.12 (0.0122% take rate); one options contract about $0.44; $1,000 of even-money event contracts about $21 — roughly 175x the stock trade per dollar. The SEC's 2020 order measured $34.1M in worse execution prices in 2015–2018, net of the commissions customers saved, and fined the 'free' framing $65M; penalties total about $239M since 2020. Why this rank — Stock trades really are cheap — the app earns ~175× more per dollar when you bet on events Real business, real broker — the trades are free; the steering is the product. Checked Nov 9, 2026Read the score post
4	WWebull BROKERAGE	53Thin
Webull is a US trading app (SEC-registered broker-dealer) whose $0 commissions are funded mainly by payment for order flow; BULL is its listed parent stock. Founder: Wang Anquan The claim — Free trades — $0 commissions and $0 per contract on equity options The real math — Market makers paid Webull $113.0M for order flow in Q2 2026 — 56.8% of all revenue; crypto spread 1%; standard margin 8.74%; the 3.60% cash APY sits behind the $40/yr Premium (break-even ~$1,290 idle cash) while standard accounts get 0.50%; the headline 5.0% cash rate is a 30-day booster capped at $10K, worth at most ~$11.51; ~$5.34M in fines since 2023, plus a new $4.2M FINRA fine (Nov 4, 2026 — AML, identity-verification and best-execution failures; >120,000 accounts approved without adequate ID checks) taking fines since 2023 to ~$9.54M Why this rank — $0 trades paid by order flow — and the best cash rate sits behind a $40 paywall Legit broker, meter running — genuinely strong tools and the best options fee line in the business, paid for by order flow and a paywalled cash rate. Checked Nov 8, 2026Read the score post
5	RRobinhood Chain PLATFORM	51Thin
Robinhood Chain is Robinhood's Ethereum Layer 2 (Arbitrum Orbit, chain ID 4663, gas in ETH, no native token) built for tokenized US stocks; this entry grades the chain and its Stock Tokens' deal to users, not the HOOD stock. Founder: Vlad Tenev & Baiju Bhatt The claim — Own stocks on-chain — 190+ US stocks and ETFs, trading 24/7 from your own wallet The real math — Stock Tokens are tokenized debt securities issued by Robinhood Assets (Jersey) Limited — backed 1:1 by custodied shares, but they carry no ownership and no voting rights, and regular holders can't redeem them for shares. The chain's economy doesn't match the pitch either: total DEX volume passed ~$104B by mid-October 2026, while stock tokens were about 9% of DEX volume through September (Robinhood's own cumulative figure is $15B) and memecoin apps take the biggest share of fees. Why this rank — Honestly labeled IOUs, 1:1 backed — 0% ownership, and the chain runs on memecoins Price exposure without the share — an honest IOU wearing a stock's name. Checked Nov 10, 2026Read the score post

Tap a row for the full profile — the claim, the real math, and why it ranks where it does.

Every BogusAPY review asks the same question: where does the money actually come from? This board ranks them all by the answer the review itself found. Each Reality Score is set on the day of the review and dated — when we re-check a name, its card is updated to the newest score and date — one card per name, always the latest check. A rank here is a grade on the claim, not a shopping list.

The Reality Score — how it works. Six things the review itself proved: (1) who actually pays — real revenue beats other users, which beats printed tokens; (2) coverage — do fees or reserves actually cover the payout; (3) the real yield left after inflation; (4) dilution pressure — emissions, unlocks, and supply that came back from the dead; (5) who is behind it — the founder or leadership’s identity and track record, where anonymous teams and principals with blowups or fraud settlements score worse than named operators with a clean record; (6) the supply picture — how much of the supply sits in a few hands, and how much future supply (inflation, unlocks, still-unissued remainder) is still scheduled to reach the float. Tiers: Real 75–100 · Mixed 55–74 · Thin 35–54 · Bogus under 35. A rank is a math grade on the claim, not a buy list.

Scores are set on the day of the review and dated. When we re-review a name, the new score replaces the old one on the board.

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Not financial advice.